impots.taxFRENCH TAX MONITOR

WELFARE SYSTEM

NATIONAL SAFETY NET REPORT — 2025

Data 2025

The French welfare system is one of the most generous in the world. It is also one of the most expensive. Here is the detail of four major programs: RSA, AAH, ARE, and AME. Every euro collected through social contributions funds — among other things — these benefits.

RSA — MINIMUM INCOME (ACTIVE SOLIDARITY)

The RSA is the guaranteed minimum income for people with no or very low income. Created in 2009 to replace the RMI, it is the last safety net of the French social system.

MONTHLY AMOUNTS (April 2025)

Single person646.52 €
Couple without children969.78 €
Single person + 1 child969.78 €
Couple + 1 child1 163.73 €
Couple + 2 children1 357.69 €
Per additional child+258.61 €

2025 revaluation: +1.7% from April 1st

2026 estimate: ~€660 single person (+0.9%, pending decree)

STATISTICS

  • Number of beneficiary households: ~2 million
  • Estimated non-take-up rate: ~30%
  • About one-third of eligible people do not claim the RSA.

2025-2026 REFORM (full employment law)

  • Automatic registration with France Travail
  • Mandatory activity 15-20 hours/week
  • Unified Engagement Contract (CEU)

AAH — DISABILITY ALLOWANCE

The AAH is a financial aid for people with disabilities who cannot — or can barely — work.

AMOUNTS

1033.32 \u20ac/month

2026 estimate: ~€1,042.62/month (+0.9%, from April 2026)

ELIGIBILITY CONDITIONS

  • Disability rate ≥ 80%
  • Or disability rate 50-79% with substantial restriction on access to employment

Deconjugalization: effective since October 2023. Spouse's income is no longer taken into account.

ARE — UNEMPLOYMENT BENEFITS

The ARE is unemployment insurance paid by France Travail to job seekers who have contributed sufficiently.

CONDITIONS

  • Must have worked at least 6 months (130 days or 910 hours)
  • Within the last 24 months (36 months for those ≥ 53)

DURATION

Variable, up to 24 months (36 months for those ≥ 55)

CALCULATION

About 57% of daily reference wage (or 40.4% + €12.95/day, whichever is higher).

~57%

Minimum amount: ~€31.59/day (~€948/month)

Funding: employer contribution (4% of gross since May 2025)

AME — HEALTHCARE FOR UNDOCUMENTED IMMIGRANTS

The AME provides healthcare access to undocumented immigrants in France. Created in 2000, it is a recurring subject of debate.

ELIGIBILITY CONDITIONS

  • Resident in France for over 3 months
  • No residence permit
  • Income below €862/month (2025 threshold)

KEY FIGURES

  • Beneficiaries: ~466,000 (end of 2023), ~480,000 estimated 2025
  • 2024 budget: €1.386B (actual spending), allocated budget frozen at €1.2B
  • Cost per capita: ~€17.91/year
  • Share of total health spending: ~0.5%
  • Coverage: 100% of Social Security rates, no extra charges

AME SPENDING BREAKDOWN

Hospital: 60.8%
Outpatient care: 26.5%
Pharmacy: 12.7%

Sources : aide-sociale.fr, Service-Public.fr, monparcourshandicap.gouv.fr, handicap.fr, France Travail, Senate (Delahaye report), Boursorama, LDH, OID

Last updated: Mars 2026